01
Advocate for mutuality
Bring communities, insurers and institutions together to pool risk and protect one another.
Our work
Advocate. Advise. Educate. Connect.
We don't deliver a finished scheme from outside. We start with the groups where Ugandans already save, farm and support one another, then help them strengthen and formalise the protection they're reaching for.
Our objectives
Six commitments, adopted 10 July 2026
The objectives from our Special Resolution. Everything we do flows from them.
02
Bolster transformation
Protect income and assets so one shock doesn't undo years of progress.
03
Create risk solutions
Build protection shaped around the real risks communities face.
04
Self-awareness programs
Plain-language education so families understand their risks and options.
05
Sustainable solutions
Affordable, community-owned protection that keeps families out of debt.
06
Advisory services
Ongoing advice on risk, protection and resilience, wherever it's needed.
How it works
From a community group to shared protection
We facilitate and advise, never sell. Here's how mutual protection takes shape.
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1
Start where people gather
We begin with the SACCO, cooperative or savings group the community already trusts.
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2
Build understanding
Plain-language sessions show members the risks they face and their options.
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3
Connect the partnership
We bring in trusted insurers to pool risk on fair, affordable terms.
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4
Community owns it
Members shape and run the protection, backed by mobile money and advice.
Communities at the centre
Who we build with
The households most exposed to risk and least served today. Because they already support one another, they're the natural place to start.
Rural & peri-urban
Informal Economy
For farmers, traders and market vendors, failed rains, crop disease, livestock loss, theft, fire or illness can wipe out income overnight. We work through cooperatives, associations and savings circles to build protection that keeps one setback from becoming a lost livelihood.
Savings & credit
SACCOs & savings groups
Members already pool money, lend to one another and carry each other's risk informally. We help them formalise that instinct — adding clear, affordable protection on top of the savings and credit they already trust.
Community care networks
Faith-based community networks
These are among Uganda's oldest mutual-aid networks, organised around helping members through loss. We come alongside them — never to replace how they already care for their own, but to widen what that care can reliably cover.
Work with us
Bring mutual protection to your community
If you lead a SACCO, cooperative or community group, or you're an institution ready to pool risk fairly, let's talk.